Credit Risk Analyst

Summary:

We are looking for a Credit Risk Analyst to join a leading energy supplier. As the Credit Risk Analyst, you will be involved in liaising with both internal account managers and account management coordinators, as well as external clients and prospect clients, TPIs, credit rating agencies, credit insurance providers and credit insurance brokers regarding energy supply, contractual arrangements and credit management. To be successful in this role, you will need to have knowledge and understanding of financial statements/ accounts, their structure and how to interpret financial data, alongside the ability to interpret qualitative data and also someone highly analytical with great problem-solving skills and experience. Sounds like you? Apply for the Credit Risk Analyst role today!    

Key responsibilities:

• Assisting the lead credit risk analyst in planning and timely management of credit requests
• Completing accurate credit assessments based on both quantitative and qualitative data, submitting credit insurance requests, and undertaking periodic credit limit reviews
• Checking, monitoring and updating credit exposures and insurance cover levels.
• Proactively identifying solutions to ensure appropriate credit risk mitigation
• Monitoring and managing the effective delivery of alternative forms of collateral, as well as updating and renewing these facilities as required
• Efficiently and effectively communicating credit decisions to internal counterparties
• Exploring, implementing, and reviewing credit decisions relating to renewals, site additions and payment term amendments
• Continuously monitoring the credit risk environment and macro-economic trends

 

Skills and experience required: 

• Experience working in Credit Risk or similar Finance-related function
• Excellent verbal and written communication skills
• Strong technical background with excellent analytical and numerical skills and attention to detail
• Advanced Microsoft Excel User – pivot table and V-lookups
• Ability to read and understand financial data and perform financial analysis
• Experience using a CRM system alongside multiple web-based platforms
• Experience of the Electricity and/or Gas Industry – desirable
• Experience/ knowledge of SQL/Python - desirable